Terms of Use

PLEASE READ THESE TERMS AND CONDITIONS OF USE CAREFULLY BEFORE USING THIS WEB SITE.

By using this web site, you signify your agreement to these terms and conditions of use. If you do not agree to these terms of use, please do not use the web site. Whittier Trust Company and The Whittier Trust Company of Nevada, Inc. (referred to herein individually and collectively as “Whittier Trust”) reserves the right, at its discretion, to change, modify, add, or remove portions of these terms at any time, and therefore, you should periodically check these terms for changes. Your continued use of the Whittier Trust web site following the posting of changes to these terms (including the Whittier Trust Privacy Notice) will mean you accept those changes.

Unauthorized use of web sites and systems of Whittier Trust, including but not limited to unauthorized entry into Whittier Trust systems, misuse of passwords, or misuse of any information posted to a site, is strictly prohibited. Use of this Site may be monitored, tracked and recorded. Anyone using this Site expressly consents to such monitoring, tracking and recording. You are responsible for being familiar with the current version of the Terms of Use posted on the Site during each session.

Web Content and Materials

The information and materials contained on this Website are provided “as is” and Whittier Trust does not warrant the accuracy, adequacy, or completeness of any such information or materials, and expressly disclaims liability for errors or omissions in such information and materials. Any dated information is published as of its date only, and we do not undertake any obligation or responsibility to update or amend any such information. All materials on this Site are meant to be reviewed in their entirety, including any footnotes, legal disclaimers, restrictions or disclosures, they apply to any partial document or material in the same manner as they do to the whole, and will be deemed incorporated in the portion of any material or document that you consult or download.

No Investment, Legal or Tax Advice; No Solicitation or Offer

This Site and its content are for informational purposes only. Neither the information nor any opinion contained on this Site constitutes legal, tax or investment advice, or a solicitation or an offer to sell any securities or other financial instruments, or to provide any investment advice or service. Whittier Trust is not using this Site to provide legal, tax, investment or other advice, and no information or material on this Site may be relied upon for the purpose of making or communicating investment or other decisions. Any decisions based on information contained in this Site are the sole responsibility of the user, and in exchange for using this Site, you agree to hold Whittier Trust harmless from and against any claims for damages arising from any decisions that you may make based on such information.

Restrictions on Use of Content; Copyright

Unless otherwise noted, all content on this Site (including information, data, software, photographs, graphics, text, images, logos, icons, typefaces, audio and video material, and other material) are protected by copyrights, trademarks, or other proprietary rights, and that these rights are valid and protected in all forms, media, and technologies existing now or later developed. The content is the property of Whittier Trust or of their respective suppliers or licensors. You may not copy, modify, remove, delete, augment, add to, publish, transmit, participate in the transfer, license or sale of, create derivative works from, or in any way exploit any of the content, in whole or in part, except as specifically permitted herein. If no specific restrictions are displayed, you may make one copy of select portions of the content, provided that (1) the copy is made only for your personal information and non-commercial use, (2) you do not alter or modify the content in any way, and (3) you maintain any notices contained in the content, such as all copyright notices, trademark legends, or other proprietary rights notices. Except as provided in the preceding sentence or as permitted by the fair use privilege under U.S. copyright laws, you may not upload, post, reproduce, perform, or distribute any content in any way without obtaining the express permission of Whittier Trust.

Trademarks

You acknowledge and agree that Whittier Trust’s name, logo and other registered trademarks and service marks (“Trademarks”) are the sole property of Whittier Trust. You may not use Trademarks for any product or service that does not belong to Whittier Trust, nor in any manner that is likely to cause confusion about whether Whittier Trust is the source, affiliated with, sponsor of or endorser of any product or service. In addition, you may not use Trademarks in any manner that disparages or discredits us.

Registration and User Profiles

Some areas of the Site may require you to register or create a user profile as part of an application process. Completion of the process usually involves creating an account with a user name or identifier and password, which you agree to guard as confidential information and take all reasonable measures to keep secure. You agree to provide accurate, current and complete information at all times, and to update it in a timely manner. If you provide (or if we have reasonable grounds to believe you provided) inaccurate or incomplete information, we may suspend or terminate your access, application, or participation in our programs, in addition to exercising all rights and remedies allowed by law.

You agree that all uses of the identifier created by you will be attributed to and legally bind you and may be relied upon by us and our agents, affiliates and other third parties with whom we work, including but not limited to our and their respective affiliates, current and former directors, trustees, officers, staff and agents (collectively “Third Parties”), as being a use made by you, even if someone else uses your identifier.

Links to Other Web Sites

Links to non-Whittier Trust websites (“third party web sites”) may be provided as pointers to product and service information on topics that may be useful to the user of this website or for other reasons. In most cases, Whittier Trust does not have any control over the content of such third party web sites. In all cases, your use of such web sites is at your own risk, and you agree to read and adhere to the policies and terms of use applicable to those sites. Links to third party web sites do not imply any endorsement of or responsibility for the opinions, ideas, products, information, or services offered at such sites, or any representation regarding the content at such web sites.

Disclaimer of Warranties and Limitation of Liability

THIS SITE AND ALL CONTENT IS SUBJECT TO CHANGE AND IS PROVIDED BY US OR THIRD PARTIES “AS IS” WITHOUT ANY WARRANTY OR CONDITION, AND WITHOUT THE UNDERTAKING OF ANY DUTY OF ANY KIND, EXPRESS, IMPLIED, STATUTORY OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTY OR CONDITION OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT OR ANY DUTY OF WORKMANLIKE EFFORT OR LACK OF NEGLIGENCE. THE ENTIRE RISK AS TO SATISFACTORY QUALITY, PERFORMANCE, ACCURACY AND EFFORT IN THIS SITE IS WITH YOU. YOU AGREE THAT YOU WILL OBTAIN (INCLUDING VIA DOWNLOAD) ANY CONTENT AT YOUR OWN RISK.

ALTHOUGH WE INTEND TO TAKE REASONABLE STEPS TO PREVENT THE INTRODUCTION OF VIRUSES, WORMS, “TROJAN HORSES” OR OTHER DESTRUCTIVE MATERIALS TO OUR SITE, WE AND THIRD PARTIES DO NOT GUARANTEE OR WARRANT THAT OUR SITE OR MATERIALS THAT MAY BE DOWNLOADED FROM OUR SITE ARE FREE FROM SUCH DESTRUCTIVE FEATURES. WE AND THIRD PARTIES ARE NOT LIABLE TO YOU ON ANY LEGAL THEORY FOR ANY DAMAGES OR HARM ATTRIBUTABLE TO SUCH FEATURES.

WE AND THIRD PARTIES ARE NOT LIABLE TO YOU ON ANY LEGAL THEORY FOR ANY INCIDENTAL, DIRECT, INDIRECT, PUNITIVE, ACTUAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY OR OTHER DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF REVENUE OR INCOME, LOST PROFITS, PAIN AND SUFFERING, EMOTIONAL DISTRESS, COST OF SUBSTITUTE GOODS OR SERVICES OR SIMILAR DAMAGES SUFFERED OR INCURRED BY YOU THAT RESULTS FROM YOUR USE OF THIS SITE OR YOUR BREACH OF ANY PROVISION OF THESE TERMS OF USE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IN THE EVENT OF ANY PROBLEM WITH THIS SITE OR ANY CONTENT, YOU AGREE THAT YOUR SOLE REMEDY IS TO CEASE USING THIS SITE.

Note to Users Outside of the United States

This Site is controlled by Whittier Trust from offices in the United States of America. If you choose to access this Site from locations outside the U.S. you do so at your own risk and you are responsible for compliance with any local laws. You may not use or export anything from the Site in violation of U.S. export laws, regulations, or these Terms of Use.

Governing Law

These Terms of Use, and any issues relating to the information available on this Website, are to be governed exclusively by the laws of the State of California, excluding the application of its conflicts of law rules, and the federal laws of the United States, to the extent applicable. The use of this Website constitutes your irrevocable agreement that the federal and state courts located in California have the sole and exclusive jurisdiction over any dispute relating to this Website and the information contained in it.

Effective Date; Changes and Updates to Terms of Use

The Effective Date of these Terms of Use is May 3, 2017. Whittier Trust may change or update these Terms of Use and encourage you to refer back to it periodically. When Whittier Trust revises these Terms of Use we will also revise the Effective Date.