There were two distinct themes at play in the markets during the third quarter. Markets were initially buoyed by surprisingly strong economic and earnings reports.

The last few months of 2017 have been particularly trying. In addition to the omnipresent needs of people living in poverty and instability, our world has been shaken by massive hurricanes, devastating earthquakes, destructive wildfires, terrorism and mass shootings. As the year-end approaches and many of us begin to consider making charitable gifts, it can be overwhelming to decide which worthy causes to support.

The internet is an amazing place where kids can learn, play, innovate and connect with others. However, with the digital world evolving at an increasing pace, how can you make sure your child is safe from the dangers of the internet? Your kids may know how to search for something on Google, but they might not know anything about viruses, digital privacy, email scams, and other internet safety and security issues. To make your kids aware of these issues, consider the following four simple tips on internet safety.

As you may have heard, Equifax, one of the three major credit bureaus, experienced a massive data breach. The hackers accessed people’s names, Social Security numbers, birth dates, addresses and, in some instances, driver’s license numbers. They also stole credit card numbers for about 209,000 people and dispute documents with personal identifying information for about 182,000 people.