Overview of Investments in Nevada
Dean Byrne Featured in Nevada Business Magazine: Investing is a balancing act between risk and reward in the best of times, but today’s uncertain economic climate and fluctuating markets present an unprecedented challenge for investors. While some people choose to stay with traditional options like money market funds and government bonds, others are taking on […]
Market Insights – Second Quarter 2025
A Growth Scare … And Likely No Worse The momentum from two years of remarkable economic resilience and strong market returns came to an abrupt halt in April 2025. The catalyst for market turmoil this time around was an unexpected turn in the administration’s global trade policy. April 2, 2025 was touted as Liberation Day […]
Partners In Portfolio Strategy
Three key questions to strengthen your investment strategy. At its core, investing is straightforward: Buy low, sell high. But additional factors such as taxes, along with your risk tolerance and asset mix, can significantly impact your returns. Three key questions can help ensure your investment strategy is positioned to maximize your long-term after-tax returns and […]
Whittier Trust CIO, Sandip Bhagat, Featured on NASDAQ TradeTalks Panel
Sandip engaged in a healthy debate with top industry professionals and economists about the recent turmoil in the markets as a growth scare threatens to devolve into a recession or stagflation. Risk assets have sold off in the midst of high policy uncertainty and fiscal austerity from government job cuts. In the span of just […]
The Advantages of Individual Securities Over Mutual Funds
Individual securities offer powerful advantages for ultra-high-net-worth investors. If you’ve been investing for a while, at some point you were probably told that mutual funds were not only an easy answer, but also a wise one, promising a strong return with minimal effort and monitoring. This advice is not wrong, but it doesn’t apply to everyone. After […]
Managing Risk: Consistency Over Uncertainty
A calculated approach to risk management allows investment objectives to be met regardless of the conditions. Managing risk is one of the most important portfolio management objectives. Risk is simply the possibility that an outcome will differ from what is expected or hoped for. “Investment risk is like the wind on top of a mountain,” says Caleb Silsby, […]
Exceptional Returns With Hybrid Investing
Whittier Trust’s internal investment team selectively partners with outside managers to yield higher returns. We call it our hybrid architecture. Our clients call it the best of both worlds. Internal + External Investing The investments we make on behalf of our clients fall into two categories: those our internal investment team manages directly and those we allocate […]
Market Insights – First Quarter 2025
Shifting Gears In The Economic Cycle The U.S. economy has now remained resilient to the massive post-pandemic inflation shock for well over two years. As a result, the economic outlook has changed dramatically from the inflation peak in June 2022. We trace this progression to assess where we stand now and what lies ahead. The […]
Getting Started in Private Market Investment
Investor interest in private markets has surged over the past decade. To understand why, it’s essential to grasp what these investments entail and the factors driving their growth. Here, we offer insights into the complexities and benefits of private market investments and outline Whittier Trust‘s distinctive approach. Demystifying Private Market Alternatives Private market alternatives might sound exotic, but they’re […]
Navigating a Challenging Landscape: Key Considerations for UHNWIs Amid Interest Rate Cuts
In September 2024 we saw a Fed interest rate cut of 0.5 percentage points and another rate cut of 0.25 in November. Now, as we start 2025, The Fed is considering additional rate cuts. For ultra-high-net-worth individuals (UHNWIs), shifts in interest rates carry significant implications for wealth management strategies. Lower interest rates—though more elevated than in prior cycles—can influence everything from […]