Charles Darwin said “it is not the strongest species that survive, nor the most intelligent, but the most responsive to change.”
But when life is full and vibrant, few are thinking about the days ahead that will need special care and preparation to ensure family is taken care of and businesses thrive.
Stock prices rose sharply during 2017 in a remarkably coordinated rally around the globe. Even for the most optimistic forecaster, the sheer magnitude of the surge and its unusually smooth trajectory probably came as unexpected, but welcome, surprises. Most notably, 2017 enjoyed the unprecedented outcomes of positive returns in each of the 12 months and no decline greater than -3% from a prior high.
The last few months of 2017 have been particularly trying. In addition to the omnipresent needs of people living in poverty and instability, our world has been shaken by massive hurricanes, devastating earthquakes, destructive wildfires, terrorism and mass shootings. As the year-end approaches and many of us begin to consider making charitable gifts, it can be overwhelming to decide which worthy causes to support.
Even as the current economic expansion and bull market continue their remarkable run, investors are increasingly wary of rising valuations, geopolitical instability and potential policy missteps. Investors are also mindful of monetary headwinds as the Fed continues to raise rates and begins to trim its balance sheet.
The internet is an amazing place where kids can learn, play, innovate and connect with others. However, with the digital world evolving at an increasing pace, how can you make sure your child is safe from the dangers of the internet? Your kids may know how to search for something on Google, but they might not know anything about viruses, digital privacy, email scams, and other internet safety and security issues. To make your kids aware of these issues, consider the following four simple tips on internet safety.
Every year, millions of consumers fall victim to cybercrime. According to the FBI’s Internet Crime Complaint Center, in 2016, cyber victims lost $1.3 billion from scams initiated through the web. Whittier Trust recommends the following tips to help keep your information safe online.
As you may have heard, Equifax, one of the three major credit bureaus, experienced a massive data breach. The hackers accessed people’s names, Social Security numbers, birth dates, addresses and, in some instances, driver’s license numbers. They also stole credit card numbers for about 209,000 people and dispute documents with personal identifying information for about 182,000 people.