5 Reasons Why Your Investments Need an Investment Policy Statement
By Craig Ayers, Senior Vice President and Senior Portfolio Manager for Whittier Trust At Whittier Trust, we know that clear communication with our clients is a cornerstone of the relationship. A critical aspect of clear communication is the Investment Policy Statement (IPS). An IPS is a document your advisor should provide that outlines investment goals, objectives […]
Market Insights – Second Quarter 2023
A Bump in the Road? 2023 began on a positive note. Prospects of a resilient economy and moderating inflation raised hopes for a soft landing and propelled stocks higher. Consumer spending was robust and GDP growth seemed to be in line with levels seen in a normal economy. But much like the experience of the […]
A Dependable Way to Increase Returns
In investing, when something sounds too good to be true, it generally is. Plenty of examples over the last three years show that speculating on supposed “risk-free returns” can instead result in “return-free risk.” By Mat Neben, Vice President and Portfolio Manager, Whittier Trust Despite these cautionary tales, investors still have a dependable option for increasing […]
Whittier Trust Presents: US-Taiwan Relations, China, and the Future of Regional Security
Indo-Pacific security and specifically deteriorating US-Chinese relations, at their lowest point in decades, have focused additional attention on US-Taiwan relations in light of China’s oft-stated designs on Taiwan. In his talk with Whittier Trust and leading members of the wealth management industry, Dr. Green focuses on Washington’s relations with and security commitments to Taipei within […]
Investment Management: Steps To Take to Hedge Against A Possible Recession
Concerned about a downturn? Here’s what to do to prepare for a recession Internet searches for “2023 recession prediction” are on the rise, indicating people are concerned about the state of the economy and, more specifically, their portfolios. Even with the current volatility—from high inflation to international geopolitical issues leading to a bear market—it’s not […]
Wealth Management: 2023 Financial Outlook
It May Be Better Than You Think By Tom Frank, Executive Vice President, Northern California Regional Manager, Whittier Trust It’s early 2023 and we’ve just come out of one of the toughest markets for financial assets in recent years. The broad U.S. stock market as measured by the S&P 500 Index was down about 18%, while […]
Market Insights – First Quarter 2023
Focus on Recession … or Recovery? The market turmoil of 2022 couldn’t have been in sharper contrast to the benign conditions of low inflation, easy money and high growth seen in 2021. Persistently high inflation in recent months has led to tighter monetary policy and slower growth. The Fed has raised rates by more than […]
Smart Stocks to Own When Inflation is High
The best investments to make or have right now The question on everyone’s minds is “what kind of stocks do you want to own when inflation is high?” To ask it a different way: what is the best place to invest money right now? “The short answer is that you want to own stocks with […]
Whittier Trust Presents: The Roaring 2020s
“History never repeats itself, but it rhymes.” The purported quip by Mark Twain leads us to ask if the 2020s will rhyme with the 1920s, a decade of booms and busts, tremendous economic expansion and dislocation, and dramatic changes in social mores and fashion. Like the 2020s, the 1920s began with great uncertainty about what […]
Portfolio Management: The Best Place to Invest Right Now Might Be Closer Than You Think
Buying U.S. stocks could be a superior way to gain international exposure Smart investors balance their portfolios between domestic and international financial investments. However, what might not be obvious when selecting stocks is that often investments in domestic companies come with significant international exposure. “Most investors I speak with unwittingly have way too much international […]